With two-for-one guaranteed income,
spouses are never disinherited.
When you offer your clients Retirement Cornerstone®
variable annuity with its Spousal Continuation feature,
you’re providing them with two-for-the-price-of-one
guaranteed income.* It’s a better value for them and
your client relationship continues even after the death
of a spouse.
AXA makes this possible with:
• Less upfront decision-making for your clients
with more post-purchase flexibility
• Guaranteed income and protection for both
spouses at no additional cost beyond the
• A treasury-tied roll-up rate which is adjusted
annually and could be up to 8% to help
• A variable annuity built to adapt to your
clients’ changing needs
At AXA, we believe your clients deserve more and
that you deserve more clients. Take the next step
and call us at 888-517-9900 or visit
axa.com/retirementcornerstone. You can also
access the FREE Retirement Cornerstone app
axa.com/rcapp or iPad users can
download it from the App Store.
*Guaranteed income is available through an optional rider for an additional fee. Age restrictions apply. Please see prospectus for all rules and requirements. It should be noted that the
Spousal Continuation feature is for contracts that are jointly owned by spouses or for a single-owner contract with a sole spouse beneficiary, and that in the event of the death of one
spouse, the surviving spouse can elect to continue the contract subject to certain conditions. “AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies,
including AXA Equitable Life Insurance Company, AXA Advisors, LLC and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial
services companies, including AXA Equitable Financial Services, LLC. A variable annuity like Retirement Cornerstone® is a long-term financial product designed for retirement purposes.
Please consider the charges, risks, expenses and investment objectives carefully before purchasing a variable annuity. For a prospectus containing
this and other information, please contact a financial professional. Read it carefully before you invest or send money. The “Roll-up rate” is the rate used to
calculate amounts credited to income producing benefit base, is flexible, generally Treasury Rate-tied. The benefit base has no cash value. Retirement Cornerstone® 15A variable annuity
issued by AXA Equitable Life Insurance Company (New York, NY). Variable annuities are co-distributed by affiliates AXA Distributors, LLC and AXA Advisors, LLC (members FINRA, SIPC).
Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Early withdrawals may also be subject to a withdrawal
charge, which declines from 7% over a seven year period for series B contracts. Series L and Series CP contracts feature a withdrawal charge which declines from 8% over a four year or
nine year period respectively. An investment in a variable annuity involves investment risk, including the possible loss of principal. Annuities contain limitations and restrictions. For costs
and complete details, contact a financial professional. Variable annuities are subject to insurance-related charges, including mortality and expense charges, administrative fees, and the
expenses associated with the underlying funds. Guarantees are based on the claims-paying ability of AXA Equitable. Contract form #s: ICC12BASE4, ICC12BASE3 and state variations.
GE-112917 (03/16)(Exp.03/18) For Financial Professional Use.
Advice | Retirement | Insurance
Isn’t that great for your married clients?