Investors should consider the features of the contract and the underlying portfolios’ investment objectives, policies, management, risks, charges
and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained by contacting
the National Sales Desk. Your clients should read the prospectus carefully before investing.
Variable annuities are issued by Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), Newark, NJ (main office)
and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own
financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.
Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can
provide you with complete details.
A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will
fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject
to contingent deferred sales charges.
An excess withdrawal occurs when your cumulative Lifetime Withdrawals exceeds the income amount allowed by the product or living benefit in an
annuity year. If an excess withdrawal is taken, only the portion of the Lifetime Withdrawal that exceeds the remaining income amount for that year
will proportionally reduce the guarantee for future years. If a withdrawal in excess of the income amount reduces the account value to zero, no further
amount would be payable and the contract terminates.
All references to guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the
underlying investment options.
© 2016 Prudential Financial, Inc. and its related entities. Prudential Annuities, Prudential, the Prudential logo, the Rock symbol, and Bring Your
Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
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