2Morningstar, June 2015.
Variable products are sold by prospectus. Both the product prospectus and underlying fund prospectuses can be obtained by visiting nationwide.com or by calling
800-321-6064. Before investing, carefully consider the fund’s investment objectives, risks, charges and expenses. The product prospectus and underlying fund prospectuses
contain this and other important information. Read the prospectus carefully before investing.
Variable annuities are long-term, tax-deferred investments designed for retirement that will fluctuate in value. It allows for a fixed or variable stream of income through a process
called annuitization and also provides a variable rate of return based on the performance of the underlying investments, which are subject to investment risk, including possible loss of
principal. A variable annuity is a contract between the owner and an insurance company and has fees and limitations that include mortality and expense, administrative fees, contract
fees and the expense of the underlying investment options. Some death benefits may be available at an additional cost and the cost of an option may exceed the benefit paid under the
option. Any early withdrawals will decrease the death benefit and contract value. If withdrawals are taken before age 59 1/2, a 10% early withdrawal federal tax, in addition to ordinary
income taxes, may apply. Guarantees are subject to the claims-paying ability of the issuing insurance company.
Variable products are issued by Nationwide Life Insurance Company. The general distributor is Nationwide Investment Services Corporation, member FINRA.
Let’s Face It Together is a service mark of Nationwide Life Insurance Company. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide Destination
Freedom+ and the Investment Focused Variable Annuity are service marks of Nationwide Mutual Insurance Company. © 2016 Nationwide.
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